Under30Finance - Latest Comments

Re: Which Dental Insurance Should You Opt For?

DiscountDental4U.net — Mon, 06 May 2013 09:28:34 -0000

Actually, a very good alternative would be Not to get dental insurance at all but rather take the money your employee is willing to spend on your dental insurance and use it in a Dental Savings Account (or DSA) which works exactly like a health savings account… only for dental procedures.

For even more savings, combine a DSA with a discount dental plan -- which, on average, lowers your dental bills by 33% -- and you're going to be able to get for more dental coverage than you would with traditional indemnity-based dental insurance.

Re: Money saving tips for college students

buy Apple iPhone 5 — Fri, 26 Apr 2013 14:47:43 -0000

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Re: Money saving tips for college students

Sony NEX 3N — Fri, 26 Apr 2013 14:46:12 -0000

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Re: Five Things You Need To Know To Survive In a Bad Economy

Hannah Hamilton — Fri, 26 Apr 2013 06:03:05 -0000

Great information. I think the saving money is the key factor to survive among those economic crisis. Do not be extravagant, alway consider your future before spending lot money. So be thrift :)

Re: Personal Finance Jargon: 7 Key Terms Explained

Christian Losciale — Fri, 19 Apr 2013 12:38:48 -0000

Maybe it seems silly, but debt would be a great one to include. I feel like some young consumers don't view an outstanding credit card balance as "debt." It's not debt to some until it's too late and a collection agency is bothering them.

-Christian L. @ Smart Military Money

Re: The 12 Best Personal Finance Apps to Start Using in 2013

Krysdil — Fri, 19 Apr 2013 07:11:32 -0000

OnTop Direct Debit & Bill Manager

Re: SoFi Raises $77 Million to Tackle Student Loans in Three Distinct Ways

anonymous — Wed, 17 Apr 2013 09:14:47 -0000

A similar model exists for international students attending top business schools in Europe: Prodigy Finance (http://prodigyfinance.com). They also offer alumni-funded loans.

Re: Being Financially Responsible Right from the First Paycheck

Nick — Mon, 08 Apr 2013 14:29:00 -0000

Great ideas! I think creating an automated savings transfer right from your first paycheck can go a long way towards helping you control your finances. It is the easiest way to avoid lifestyle inflation!

Re: Are Young Investors Just Naive?

Alexander — Sat, 09 Mar 2013 13:32:07 -0000

Thanks for sharing our infographic! Hope you found it useful. We were definitely surprised by our findings so we were naturally eager to get it to the public. Cheers!

Re: Saving Money Just Became More Exciting for You

Miljana — Thu, 07 Mar 2013 12:21:43 -0000

Thanks for advices, but the biggest problem is how to earn a big money, and I have plan how to spend or what to do with it. I have the impression, as I do/did my best to earn, someone do/did his best to distract me in making money.

Why? Maybe, because of his power. If me and similar people earn more money, our power will grow up and someone's power will burst like a soap bubble, and that one could not stand it. His love for the chair and title is huge.
I think, in fact I'm convinced, he's wrong. The power has to be in somebody's mind, somebody's brain (that is power for ever), the power may not be in somebody's pocket or wallet (it melts along with the money). But, in reality it is not so. Very often, almost always, the smartest and the richest person are not the same person. Those are two different persons. For my oppinion, it is abnormal. And for your?
So, I need advice, help and instructions for earning money, not for keeping, spending.or investing. They taught me to earn my own work. So, I need help to find good work with good salary and, those days, it's almost impossible. I don't know what is the situation in your country, but in my as I described.

Re: Plan Your Way Out Of Debt

Miljana — Wed, 06 Mar 2013 12:26:04 -0000

I have no problem with that. At my country it's regulated so that those who have money can get more. They can take credit. And those who have no money, they have no chance to take credit, because they have no job, or they have no regular job. Is that correct? No it is not, but who ask us? The same is with goods and services discounts, credit cards, etc...

Re: Living Below Your Means Under 30

Christian Losciale — Tue, 05 Mar 2013 13:23:33 -0000

Nick,
Thank you. I have to give my parents credit. They were great at teaching me needs vs. wants. They were clear whenever they brought a luxury into the house. I was quick to learn that as a young adult, there are certain things I can live without. The luxuries will come in time with hard work.

Re: The 12 Best Personal Finance Apps to Start Using in 2013

Mike Hendricks — Tue, 05 Mar 2013 02:41:49 -0000

I've been using Mint.com and was very satisfied until something happened to the accounts history from my bank. Only a month of history shows when this wasn't the case when I initially started using the app. Mint claims it's a bank issue. The bank says no. I can get at least 6 months history when I go to my bank's web site. Can't understand why Mint can't pull in the same info. Very frustrating the back and forth. Looking for a different app.

Re: Living Below Your Means Under 30

Nick @ ayoungpro.com — Mon, 04 Mar 2013 13:42:05 -0000

Very inspiring. Sometimes it is easy to start thinking we "need" things we really just "want'. Good job keeping it real.

Re: Can Online Schools Help With the Student Loan Epidemic?

Miljana — Thu, 21 Feb 2013 13:24:42 -0000

Or, maybe, this large dust is raised just as a political gimmick and manipulation of recruiting new voters, in the future?

Re: Can Online Schools Help With the Student Loan Epidemic?

Miljana — Thu, 21 Feb 2013 13:14:28 -0000

Of course it can. But, I didn't understand how did they get the loan? What were the conditions for getting the loan? Students must enclose some warranties, like credit bill or pawn something. So, go to pay credit bills, mortgage, pledge...etc.

Re: The 12 Best Personal Finance Apps to Start Using in 2013

Matt — Fri, 15 Feb 2013 05:45:31 -0000

Would be great to see the apps with pictures rather than just a spiel (a small one at that) about each app...users like to SEE what people are talking about

Re: Poll: Do You Have Student Loans to Payback?

Miljana — Sat, 02 Feb 2013 04:34:28 -0000

Listen Pol, at my country many young people liked to study, but their parents had no money to finance it. So, they didn't study. But, that doesn't mean that they are less quality people. Or they are less smarty. I was teached, at my primary school, that everything we have to learn, we learn at primary and secondary/high school. At university we only repeat the same, different way, different vocabulary, and more detailed. Nothing new you'll learn at university. So, that myth of university degree has to be destroyed. So many schooling was only the way for more people to find a job and to earn some money. As much experts we have, so bigger the economical and financial crisis is. It must be that something is wrong or with science either with teachers. Only bad pupils repeat the school-classes maaany years. :) Greetings!

Re: Poll: Do You Have Student Loans to Payback?

Michael Luchies — Fri, 01 Feb 2013 09:10:49 -0000

You know it! I'm honored to be the first 25k+

Re: Using Personal Loans to Improve Your Credit Score

Dominique Brown — Sat, 19 Jan 2013 17:32:29 -0000

I agree 100% with this article. However, a secured credit card is probably the best option for people with bad credit, until they clear up the negative stuff. No point in paying ridiculous interest payment unless you really really have too...

Re: 10 Ways to Improve Your Personal Finances Overnight

Julius Caesar — Thu, 17 Jan 2013 04:06:17 -0000

informative article. like

Re: The 12 Best Personal Finance Apps to Start Using in 2013

MattWilsontv — Wed, 16 Jan 2013 08:52:42 -0000

Does Key Ring do the same thing as the new Passbook app standard on the new iPhone iOS? I've never used it...

Re: The 12 Best Personal Finance Apps to Start Using in 2013

Ty Griffin — Tue, 15 Jan 2013 18:10:14 -0000

Another great iPhone app to try is Mobilligy. They integrate with all of your billers but also allow you to pay your bills from your phone, via checking account or credit card, with absolutely no fees.

Re: Finance Story: Four Investment Tips As You Start Your First Job

Richard Dedor — Sat, 29 Dec 2012 13:39:53 -0000

You are absolutely right, Lianne! I'm almost 30 and already seeing my attitude changing, but my financial adviser is keeping me focused on the long-term!

Re: 20 Most Followed Personal Finance Twitter Accounts

IRONSHIELD Financial — Thu, 29 Nov 2012 09:35:44 -0000

Try @IRONSHIELDCFP on Twitter or The Key To Retirement Blog & Podcast for Canadian Financial Planning insights at http://blog.ironshield.ca/blog or http://www.ironshield.ca/categ.... Subscribe on iTunes for free.